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Mortgage Compliance Insights

Deep ‘Disparate Impact’ Confounds Fair Housing Act Compliance

November, 6 2012

For years, Fair Lending Act compliance was, for the most part, a fairly cut-and-dry process. Loans cannot be denied on the basis of race, gender, etc. Lenders cannot treat borrowers differently based on race, gender, etc. Lenders must ensure that all lending staff receive fair lending compliance training, and there must a designated in-house fair [...]

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