Compliance Solutions

Our belief is that the key to a successful mortgage enterprise is to establish a proficient compliance and quality control foundation. Furthermore, we believe that it is feasible to outsource the compliance function – all it takes is successful communication. Our compliance support service is multi-faceted and can be customized depending on your needs. Some of the most requested compliance services are:

  • Multi-State audit preparation/response
  • CFPB Examination preparedness
  • Internal audit and compliance program set up
  • Customized policy & procedure writing 
  • Outsourced Compliance Department
  • Third party external compliance audits
  • Federal compliance support 
  • Compliance reviews with emphasis on various regulations including, TRID, RESPA, TILA, ECOA, HMDA, Privacy, etc.
  • Fair Lending analysis
  • AML Programs

Monthly Compliance Support

TCG’s outsourced compliance services are designed for lenders seeking ongoing support in meeting their internal and external compliance demands. Based on each client’s unique needs, we operate as an extension of your organization by executing the agreed-upon compliance program and providing monthly support, updates and feedback to your organization. TCG also provides you with access to our staff of qualified compliance experts to address various compliance questions.

These services are also offered a la carte, allowing you to build the outsourced compliance program that fits your needs and budget. TCG can support all compliance components related to the financial services industry, depending on the client’s needs and staffing.

Compliance Audit Preparation Services

Facing an audit? Didn’t do so well on your last review? TCG can help. We base part of our core Internal Compliance Audit Program on audit recommendations provided by Fannie Mae – by far one of the most comprehensive in the industry. TCG also reviews all departments within your origination and servicing operations to determine if any deficiencies exist and examines areas of compliance regulations for areas of risk.  Our staff have expertise in all regulations covered by CFPB and can provide recommendations for changes to processes, as well as policies and procedures for adherence with these regulations.  We can perform this review initially, as well as on an ongoing basis.  TCG can also set up Internal Compliance Audit Programs for our clients.  Some of the regulations that we cover during this review are Regulation Z, Regulation X, Regulation B, FACTA, UDAAP, GBLA, AIR, and HMDA (with specific interest on how data is captured). 

To find out how TCG can tailor a compliance program to meet your needs, contact us for more information.